Mutual funds, real estate, insurance and loans, under one registered team.
We are a family-run firm in Pune and Ahmedabad. We explain every product in plain language, show our registrations openly, and look at your money, property, cover and credit together.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Insurance is the subject matter of solicitation.
Four services grow from one trunk. The gold roots are our registrations. Tap a branch to see what grows from it.
- Mutual funds
- AMFI ARN 106715
- Real estate
- MahaRERA and GujRERA registered
- Insurance
- IRDAI licensed agent
- Loans
- Empanelled bank loan DSA
Where are you in life right now?
Pick the moment closest to yours. We will show the three things that usually matter first, in the order they usually matter.
The biggest purchase most families make. Order matters: budget, verification, then protection.
- Loans
Check eligibility and EMI before you shortlist
Knowing what lenders may offer stops you falling for a property outside your range.
Open the EMI calculator - Real estate
Verify RERA registration and title
RERA registration and a clean title are separate checks. Do both before you pay a booking amount.
See the 5-step check - Insurance
Cover the loan so the family keeps the home
Term cover at least equal to the outstanding loan means a loan never becomes the family's burden.
Estimate cover needed
These are starting points for a conversation, not personal advice. Mutual fund investments are subject to market risks, read all scheme related documents carefully. Insurance is the subject matter of solicitation.
Why one team instead of four
Most families manage money in pieces. The property agent does not know what you can borrow. The fund distributor does not know about your EMIs. The insurance agent does not know what you need to protect.
A loan decision changes your investing.
A lower EMI frees monthly money for a SIP. We look at both together.
A property decision changes your cover.
A home loan needs term cover behind it, so the family keeps the home.
An uninsured risk undoes years of saving.
We check what is protected before suggesting where to invest more.
What does waiting cost?
Move the sliders and compare starting a SIP today with starting later.
Illustration only. Assumes 12% a year over 25 years, which is not a promise or a forecast. Actual mutual fund returns vary and can be negative. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Waiting 5 years could leave about ₹89.8 lakh on the table.
Two offices, local knowledge
Good property and loan advice depends on the local market: which builders deliver, which lenders approve quickly, and how each state’s rules work. That is why we work from both Pune and Ahmedabad.
- Maharashtra
- Pune office. MahaRERA registered property consulting for residential and commercial buyers.
- Gujarat
- Ahmedabad office. GujRERA registered property consulting, including industrial and logistics space.
How we earn, and how we protect your data
Two things people should know before they trust anyone with their finances.
We are distributors, not fee-charging advisers
We earn commission from the fund house, insurer or lender, never a hidden fee from you. We tell you the risks and the costs before you decide, and we never promise returns.
Your details stay with us
We collect only what we need, follow the DPDP Act 2023, and never sell or share your information.
Read before you decide
Plain-language guides, written to help you decide, not to sell you anything.
5 Mistakes First-Time SIP Investors Make (and How to Avoid Them)
Starting your first SIP is exciting — but small early mistakes can quietly cost you years of growth. Here's what to watch for.
Read article Real EstateRERA Explained: What Every Property Buyer in Maharashtra & Gujarat Should Know
RERA registration numbers are everywhere in property listings — but what do they actually protect you from? Here's the plain-language guide.
Read article InsuranceTerm vs Whole Life Insurance: Which Do You Actually Need?
Insurance agents often push whichever policy pays them more. Here's an honest, unbiased breakdown of the two most common life insurance types.
Read articleLet’s talk about your goals
A no-pressure conversation. Tell us what you want to achieve, and we will lay out the options with the costs and risks first.
info@arthavriksha.in · Offices in Pune and Ahmedabad