Anup Vatyani, AMFI-registered Mutual Fund Distributor, ARN 106715
Start growing your money, one SIP at a time
Anup Vatyani, an AMFI-registered Mutual Fund Distributor (ARN 106715), helps you choose and start mutual fund investments that match your goals, from SIPs to ELSS tax savers, in plain language and without pressure.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
When do you need the money?
The time you have decides the kind of fund worth looking at first. Slide to see how it changes.
Equity SIPs, and ELSS if you want tax saving
Equity can rise and fall sharply in the short run, so it suits goals seven or more years away. ELSS adds a Section 80C deduction and a 3-year lock-in.
A general guide, not a recommendation. The right fund depends on your goal and comfort with risk. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Equity SIPs
Small, regular monthly investments into equity-oriented mutual fund schemes. Instead of trying to time the market, you invest a fixed amount every month — some months the market is up, some months it's down, and over the years this averages out and builds wealth steadily. Great for long-term goals like retirement or your child's education, typically 7+ years away.
ELSS Tax Savers
Equity Linked Savings Schemes let you save tax under Section 80C (up to ₹1.5 lakh per year) while your money stays invested in equity markets. The lock-in is just 3 years — the shortest of any 80C option like PPF or fixed deposits — so your money isn't tied up for as long.
Liquid & Overnight Funds
If you have surplus cash sitting idle in a savings account, these low-risk debt funds are a better home for it short-term. They're highly liquid (you can usually withdraw within a day) and historically offer better returns than a regular savings account for money you might need soon.
See how a monthly SIP could grow
An illustrative projection only, not a promise of returns. Actual scheme performance varies and is subject to market risk.
Illustrative only. Assumes constant monthly contribution and a flat annual return; actual mutual fund returns fluctuate and are not guaranteed.
Anup Vatyani (AMFI ARN 106715) earns distribution (trail) commission from the asset management companies. He does not charge fee-based advisory under SEBI (IA) Regulations. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Work backwards from your goal
Enter the amount you want to reach and by when. The calculator estimates the monthly SIP that could get you there.
Illustrative only. Assumes a flat annual return compounded monthly; actual mutual fund returns fluctuate and are not guaranteed.
How it works with Anup
Three steps, no pressure. You decide at every stage.
You share your goal
A house down payment, your child's college fund, retirement. Anup Vatyani starts by understanding what you are saving for and when you will need the money.
Funds are matched to your goal
Based on your goal, timeline and comfort with risk, Anup shortlists funds that fit, never a one-size-fits-all choice.
You invest, Anup checks in
Start a SIP or lump-sum investment. Anup checks in periodically to see whether your funds are still on track for your goal.
Common questions
How much money do I need to start?
Most SIPs can be started with as little as ₹500 per month. There's no need for a large lump sum to get going.
Can I stop or change my SIP anytime?
Yes. SIPs have no lock-in (except ELSS, which has a 3-year lock-in). You can pause, stop, or increase your monthly amount whenever you like.
Do you charge me a fee for this?
No fee is charged to you. Anup Vatyani earns a distribution commission from the fund house, which is disclosed transparently, so you never pay him directly.
Anup Vatyani is an AMFI-registered Mutual Fund Distributor (ARN 106715), not a fee-charging investment adviser. He does not provide portfolio management or fee-based advisory services under SEBI (IA) Regulations.
Ready to start your first SIP?
Talk to Anup Vatyani for a free, no-obligation conversation about your goals.